Finance & Lease

At Giltrap AgriZone we are able to offer competitive lease and hire options.

Credit Contract

• Flexible terms and deposit
  
• Payments to match your cash flow
  
• Simple documentation
  
• Fixed interest rate allows you to budget with certainty
  
• Ownership of the tractor/machinery upon completion of the agreement
  
• Leaves other credit facilities undisturbed
  
• Tractor/machinery shown as asset in business accounts
  
• Tax-deductible interest charges and depreciation
  
• GST content claimable at start of the contract

Lease

Giltrap AgriZone offers finance and operating lease options. The type of lease depends on the term chosen.

• Typically offered on tractors or limited farm machinery
  
• 6-48 month term
  
• Not recorded as an asset on your balance sheet
  
• GST claimed on each instalment
  
• Drive a new tractor/machine with minimal outlay
  
• Fixed payment for entire term
  
• No residual value risk – lease again or walk away at the end of the lease period

• 12-48 month term
  
• Recorded as an asset on your balance sheet - interest, depreciation and GST deductible
  
• Opportunity to buy at the end of the lease

Hire

Giltrap AgriZone offers short-term hire of tractors and machinery – subject to availability.

• Normal lending criteria applies to finance offers.
  
• Lease & Hire options available to business buyers only.